How much income tax do I pay in Japan?

Japan's national income tax is progressive, ranging from 5% on the first ¥1.95M up to 45% on income above ¥40M. Plus 10% local residence tax. For a ¥10M salary, effective tax including residence tax is roughly 22–25%.

What is shakai hoken (社会保険) in Japan?

Shakai hoken is Japan's employee social insurance bundle, covering health insurance (健康保険), pension (厚生年金), unemployment insurance (雇用保険), and workers' compensation. Total deductions roughly 14–15% of salary, split between employee and employer.

When does residence tax start in Japan?

Residence tax (住民税) in Japan is paid in your second year of residency, based on income earned in the prior calendar year. First-year residents typically don't pay residence tax.

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Japan take-home pay calculator

Enter gross annual salary. Get an estimate of monthly and annual net after social insurance (健康保険・厚生年金・雇用保険), income tax (所得税), and residence tax (住民税).

Your salary

Gross annual salary (¥)

Base + bonus. Most Japanese contracts list this as 年収.

Bonus structure

If your contract only quotes monthly base, multiply ×12 here. Bonus figures move the monthly net up and down.

Age

Dependents (eligible for tax deduction)

¥380,000 deduction per dependent in Japan for income-tax purposes.

I have a spouse who is a dependent (income < ¥1.03M/yr) Apply residence tax (typical from year 2+)

Residence tax is paid in arrears, you typically pay no residence tax in your first calendar year in Japan. Uncheck the box to model year 1.

Net annual

¥0

~ ¥0/month

0% of gross goes home

Line item	Annual ¥

Estimates based on 2026 standard rates for Tokyo (Kyokai Kenpo health insurance, 厚生年金). Real numbers vary by ward, employer's specific insurance plan, dependent details, and any special deductions you may claim. For exact figures, consult a tax accountant (税理士).